Disclaimer
Last updated: October 2025
Welcome to Smart Living Finds by Azhar (“Smart Living Finds”, “we”, “our”, “us”). This disclaimer governs your use of our website, tools, content, and any related services hosted on smartlivingfinds.blogspot.com and associated pages. By accessing or using our site, you agree to this disclaimer in full.
Informational use only
All content, calculators, tools, and resources provided on this website are for educational and informational purposes. We do not provide professional financial, investment, legal, medical, or tax advice. Decisions based on our content or tools are your sole responsibility. Always consider consulting qualified professionals before acting.
AI-generated and client-side tools
Many tools on Smart Living Finds are AI-assisted and run fully client-side in your browser. Outputs may contain approximations, heuristics, or experimental features. We do not store user inputs, files, or personal data through these tools; however, embedded third-party services (e.g., analytics, ads) may independently collect usage data according to their policies.
Tools that process images, videos, or text require you to have rights to upload and use the material. You are responsible for ensuring that content you work with does not infringe intellectual property or privacy rights.
No guarantees or warranties
We provide the website and tools “as is” and “as available” without warranties of any kind, express or implied. We make no guarantee regarding completeness, accuracy, timeliness, reliability, or suitability for a particular purpose. Performance and availability may vary by device, browser, network, and third-party platform behavior.
Finance, investing, and crypto content
Content related to personal finance, investing, and crypto (including DAO governance or treasury tooling) is educational and should not be considered financial advice, investment recommendations, or an offer to buy/sell any asset. Markets involve risk, and past performance does not guarantee future results. You are solely responsible for your financial decisions.
Affiliate links and sponsorships
Some pages may include affiliate links or sponsored mentions. If you click an affiliate link and make a purchase, we may earn a commission at no additional cost to you. We strive to recommend tools and resources we believe are useful, but you should independently verify product claims, pricing, and suitability.
Advertising and third-party services
We may display advertisements (including Google AdSense). Ads are provided by third parties and we do not control their content or claims. Ad placement is separated from interactive tool UI to avoid confusion. By using our site, you acknowledge that third-party providers may collect data via cookies or similar technologies subject to their privacy policies.
External links
Our content may link to external websites for context or education. We are not responsible for the content, accuracy, policies, or practices of third-party sites. Visiting external links is at your own risk.
Intellectual property
Unless otherwise noted, content, branding, and original tool logic are owned by Smart Living Finds by Azhar. You may share links to our pages. Reuse, copying, or redistribution of code or assets beyond fair use requires prior permission.
User responsibilities
- Use tools and content lawfully and ethically.
- Ensure you have rights to any uploaded or processed content.
- Validate critical outputs with professionals where appropriate.
- Do not rely on our content for emergencies or medical decisions.
Limitation of liability
To the maximum extent permitted by law, Smart Living Finds by Azhar shall not be liable for any direct, indirect, incidental, consequential, special, or exemplary damages arising from or in connection with your use of the site, tools, content, or third-party services.
Changes to this disclaimer
We may update this disclaimer periodically to reflect changes in our services, features, or legal requirements. The “Last updated” date at the top will indicate when revisions were made. Continued use of the site after updates constitutes acceptance of the revised disclaimer.
Contact
For questions about this disclaimer, please reach out via the contact details listed on our Contact page or email (if provided there).
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